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Will Writing
Our network of fully trained consultants covers the whole of England & Wales, which means that no matter where you live, you can take advantage of our home visit service. You can simply arrange for our local consultant to visit you at a mutually convenient time and be seen in the comfort of your own home.
Once you have made your Will, keeping it up to date is of equal importance. Throughout our lives our circumstances change, and it is through Direct Will Writers that you can update your Will, as and when necessary, so that it accurately reflects your current circumstances and wishes.
Will Trusts
Trusts are used as a part of estate planning as a way of controlling or protecting what happens to assets and property after the owner's death. Common types of Trust include: Protective Property Trusts, Life Interest Trusts, Nil Rate Band Discretionary Trusts and Trusts for Disabled Persons. We can advise on these and other Trust options to meet your requirements.
Lasting Powers of Attorney
A Lasting Power of Attorney is a formal document which, when properly executed, gives the person appointed (the attorney) authority to act on your behalf in your property and financial affairs if at some point in the future you become incapable of doing so yourself. You can also choose for your attorney to act for you in decisions affecting your personal welfare including healthcare and medical treatment.
Pre Paid Funeral Plans
Ensuring that our families don't have any extra burdens at a difficult time is important to all of us. With our help you can plan in advance so everything is taken care of and your wishes are followed. Our funeral plans mean you can:
- Organise every detail of your funeral to your specifications
- Relieve your family of worry and uncertainty
- Avoid additional expenses by paying in advance
- For more information click here
Inheritance Tax Planning
Recent changes to the tax rules means that tax planning through Wills and in particular through the use of Discretionary Trusts is no longer necessary for most people. However advice can be given on a range of other options that may be available to help offset or mitigate tax.
The introduction of the transferable nil rate band allowance between married couples and civil partners has the effect of doubling up the Inheritance Tax allowances available on second death. However this is not automatic. In order to claim the full allowances the Executors will have to provide H M Revenue and Customs with detailed documentary evidence of the estate administration of the first to die, however long ago that may have been. This highlights the need for professional help in administering estates and record keeping.
Our sister company, Independent Financial Services, can provide unbiased advice in this regard. To visit their website, click here
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